Here is the death record 17 Nov 1869 for a Jane Phinney, born about 1831 in Maccan, daughter of Henry and Margaret Ripley, wife of Elkanah Phinney. Jane and Elkanah had 7 children between 1851 and 1867. Birth and death records for several of the children list Jane Ripley as mother. Elkanah provided 1849 as the date of his marriage to Jane on son Elkanah's birth record and 1840 on daughter Augusta's birth record which is unlikely if Jane died in 1869 at age 38.
All but a very few of the Cumberland County Ripleys are descended from Robert Ripley and Isabella Bean. Robert and Isabella's son Thomas remained in England. Their son John lived in Oxford and had no sons named Henry. Robert and Isabella's son Henry lived in Nappan. His son Henry married Matilda (not Margaret) Riley and they lived in Nappan. Henry and Matilda had a daughter Mary born 1843 who married Robert Symnes Lowther and died in Leicester in 1866 whereas Jane Phinney died in 1869 in Black Rock. Robert Lowther (1833-1877) then married Mary Jane Morris (1840-) which has apparently led to some confusion. I have seen at least one family tree in which Henry and Matilda have two daughters named Mary in order that a Mary Jane can marry Elkanah Phinney and a Mary can wed Robert Lowther, but I think it very suspicious, especially since Robert Lowther's second wife's name was Mary Jane. I have seen no documents on which Jane Ripley (1831-1869) is listed as Mary Jane Ripley. Robert and Isabella's son William lived in Maccan and had no sons named Henry. I didn't find any Henry's in the 3rd generation. That leaves Robert Ripley's (1766-1843) son Henry Ripley (1805-) as the mostly likely candidate as the father for a Jane Ripley born in Maccan about 1831 with parents Henry and Margaret. Robert's homestead was in the Southampton area of Maccan. This Henry's mother was named Jane Rushton so it makes sense that Henry would have a daughter Jane. It's also interesting that the 3rd granddaughter under Robert's guardianship was named Margaret Ann.
Perhaps we will never know for certain, but this lead does look promising. I would love to know if there is a connection between Charles Storey's family and the Phinney family that might help explain how Elkanah met Jane.